Fall 2021

Northwest Farm Credit: Rural, Real Estate, Operating Loans; Farm Loans; Country Home Loans; Lot Loans; Equipment Financing; Young and Beginning Producers; Crop Insurance; Business Management Education; Property Appraisals

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7 Northwest FCS AgVision ® AgVision is our nationally recognized program for young, beginning and small-farm producers. AgVision participants have access to loans with less restrictive underwriting standards at competitive rates and the possibility of reduced or waived fees. In addition, Northwest FCS offers educational conferences and workshops, reimbursement vouchers for technology purchases, and more. To qualify, participants must meet at least one of these characteristics: • 35 years old or younger. • 10 years or less of agricultural experience as a producer. • Less than $350,000 in annual gross agricultural income. Reduce your interest rate with our RateWise ™ program RateWise rewards young and beginning producers who continue their management education with interest rate reductions on new loans and renewed operating loans. Once you've enrolled, you earn credits for participating in educational programs hosted by Northwest FCS' Business Management Center, universities, industry groups and other resources to improve your management and production skills. Participants accumulate RateWise credits upon program registration and interest rate reductions increase with the number of credits earned. • 10 credits: 0.25% interest rate reduction for three years. • 20 credits: 0.50% interest rate reduction for three years. • 30 credits: 0.75% interest rate reduction for three years. Not ready for a loan? Maybe you're returning to the farm or considering if farming is right for you. We want you to learn as much as possible, so when you're ready, you're prepared to run a successful business. That's why our RateWise program is available to you before you're even a customer. Learn now, reduce your rate and jump in when you're ready. AgVision Program for Young and Beginning Producers All of us in agriculture share a responsibility to launch the next generation of promising producers. Helping young and beginning producers start their own business is an integral part of the cooperative mission at Northwest FCS. AgVision Learn More

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