Master Builder

Winter 2021

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Discover the benefits of the MBA Health Trust at mbahealthtrust.com For many employers, offering a comprehensive and affordable employee benefits package entails hours of analyzing and reviewing various options only to discover that their employees are disinterested or uninformed on what they are being offered. For Their Benefit Getting Employees Involved in the Benefits You Offer BY MICHAELA GORMLEY CAPITAL BENEFIT SERVICES Go online. Encourage your employees to create an online account with their health insurance carriers. Want to check on a claim, find a doctor, or print out an ID card? All of this and much more can be done on almost every insurance carrier's website. Give people choices. Most insurance carriers allow employers to offer more than one medical plan. Offering a base plan and allowing employees to "buy up" to a more robust benefit option can ensure they get the coverage they need for their families. Provide voluntary plan options. Offering a suite of benefits— disability insurance, dental, vision, and life insurance—can often be done at no additional cost to employers. Tap into your team of experts. The MBA Health Trust has a team of experts that can help walk you and your employees through the maze of open enrollment. Give our partners at Capital Benefit Services a call today at 425.641.8093 to see how the MBA Health Trust can help you and your employees get the most from your employee benefits while saving on your company's bottom line. W ith the arrival of open enrollment season, now is the time to take proactive steps to engage your employees and educate them on how to best utilize the benefits you offer. Communicate early and often. Over the last two years, health insurance benefits have likely risen in importance to your employees and their families. Getting the message out that your open enrollment season is here—via email, company meetings, or payroll stuffers—is essential to making sure they understand their benefits. Enlist the help of a translator. Virtually all insurance carriers provide required documents such as benefit summaries, rate descriptions, and even their websites in a variety of languages. Don't let language be a hurdle to reaching your employees—make sure they're accessing the info in their first language. 30 master BUILDER | WINTER 2021 MEMBERSHIP VALUE

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