11 Northwest Farm Credit Services
agvision
AgVision Program
Helping New Ag Producers Grow
All of us in agriculture share a responsibility to launch the next generation of promising young
producers. Many grew up in agriculture as the sons and daughters of Northwest Farm Credit Services'
customers. Others are entering agriculture for the first time. Helping these young, beginning producers
start their own businesses is an integral part of the cooperative mission at Northwest FCS.
Eligibility
AgVision is our nationally recognized program available to
young, beginning and small producers with at least one of the
following characteristics:
•
35 years of age or younger
•
10 years or less agriculture experience
•
Producer with annual gross farm production of less
than $250,000
Financing Options
Young, beginning and small producers may have difficulty
finding adequate financing. AgVision offers financing at
competitive rates with possible loan fee reductions.
Financing includes:
•
Real estate purchases – loans to acquire a farm, ranch,
timberland or additional acreage.
•
Operating expenses – credit for planting and harvesting
expenses such as feed, seed and fertilizer, as well as
family living expenses.
•
Livestock and equipment purchases – financing for
livestock, new or used machinery or vehicles.
Contact your local Northwest FCS branch
for more information.
800.743.2125 | northwestfcs.com
•
Refinancing existing debt – refinance mortgages and
contracts or consolidate other debts to obtain terms
tailored to fit your repayment schedule.
•
Fishermen financing – vessel purchases, permits, quota
shares, equipment financing and real estate.
Program Features
Less restrictive underwriting standards – Customers who
might not qualify under normal programs might qualify
under AgVision standards.
Competitive interest rates – All qualifying loans receive
preferred rates.
Reduced or waived fees – Applicants receive fee reductions
or waivers, depending on circumstances.
Knowledgeable staff – AgVision program participants work
closely with Northwest FCS staff to build financial manage-
ment skills as they develop
their operations.
Educational benefits – AgVision participants are invited to
conferences and workshops for financial and management
training. A variety of reimbursement vouchers are also available
to help with technology purchases and education expenses.
Mentor program – Participants are encouraged to work with
a mentor to increase their management skills.
Learn More